I believe the contrary:
Bad luck is a thing but it doesn’t happen to everyone.

If you think about luck as in winning the lottery or being the only survivor of an airplane crash, then the other explanation is that you either took your chances and bought that lottery ticket, or you were very unlucky to be in this plane, but not as much as the other passengers.

Luck is provoked. Bad luck happens.

Maybe it’s just a matter of perspective.

No matter what, I’ll keep on believing in my headline.